Regular and IRA Certificates of Deposit

Regular and IRA Certificates of Deposit

Rates are current and APY is accurate as of April 23, 2014

TermMinimum BalanceInterest RateAPY
91 Days*$5000.05%0.05%
$2,5000.05%0.05%
$10,0000.10%0.10%
182 Days*$5000.05%0.05%
$2,5000.10%0.10%
$10,0000.15%0.15%
1 Year**$5000.15%0.15%
$2,5000.20%0.20%
$10,0000.25%0.25%
18 months**$5000.15%0.15%
$2,5000.25%0.25%
$10,0000.30%0.30%
2 Years**$5000.40%0.40%
$2,5000.45%0.45%
$10,0000.50%0.50%
3 Years***$5000.65%0.65%
$2,5000.70%0.70%
$10,0000.75%0.75%
4 Years***$5000.70%0.70%
$2,5000.80%0.80%
$10,0000.90%0.90%

Note: “APY” is the abbreviation for Annual Percentage Yield.
*Early withdrawal penalty may be the loss of 1 month’s interest
** Early withdrawal penalty may be the loss of 3 month’s interest
*** Early withdrawal penalty may be the loss of 6 month’s interest
Each Depositor insured to at least $250,000