Checking Accounts

Checking Accounts

Rates are current and APY is accurate as of April 14, 2014

TypeInterest RateAPY
Lifestyle Checking 0.05%0.05%
Freestyle CheckingNon Interest-Bearing Non Interest-Bearing
First Friends Interest Checking0.10%0.10%
Commercial Connection Checking0.05%0.05%
Business NOW Checking0.10%0.10%
TypeMinimum BalanceInterest RateAPY
HSA Checking$0.01 - $999.990.05%0.05%
$1,000.00 - $4,0000.05%0.05%
$5,000.00 - $9,999.990.10%0.10%
$10,000 and over0.15%0.15%

Note: “APY” is the abbreviation for Annual Percentage Yield.

Note: These are variable rate accounts subject to rate change. Service fees could reduce earnings.

You are encouraged to review the following links to First National policies which provide more detail on the terms and conditions of our products and services:

First National Bank of Elk River Deposit Account Terms and Conditions
First National Bank of Elk River Funds Availability Disclosure
Each Depositor insured to at least $250,000